Friday, November 30, 2012

Flame Retardants on the Rise in Furniture

Couches and household textiles remain a major source of retardants, which can build up in our bodies and the environment. Some of the semi-volatile chemicals have been linked to cancer and altered hormones in children


couch on fire Ironically, flame retardants in furniture may not stop a house fire. California is currently debating a new standard that would reduce the use of flame retardants in furniture. Image: Flickr/macwagen

Flame retardants in U.S. furniture are on the rise, with a new study finding them in nearly all couches tested.

The findings, published today, confirm that household furniture remains a major source of a variety of flame retardants, some of which have been building up in people?s bodies and in the environment.

In the new tests, three out of every four couches purchased before 2005 contained the chemicals, with a now-banned compound in 39 percent. For newer couches, 94 percent contained flame retardants, nearly all next-generation compounds with little known about their potential health effects.

"More furniture appears to be treated with flame retardants today than, say, 15 years ago," said Heather Stapleton, an environmental chemist at Duke University and lead author of the project, which also included researchers from the University of California, Berkeley and Boston University.

In a separate study also published today, researchers found that dust in California homes is contaminated with levels of flame retardants that exceed health risk guidelines developed by the U.S. Environmental Protection Agency.

Some of the chemicals have been linked to cancer, altered hormones or neurological effects in lab animals, fetuses and children. Whether there are health risks from many of the newer flame retardants, however, is largely unknown, and most furniture does not carry labels that provide information to consumers.

"I am concerned by the rise in use and diversity of flame retardants on the market because we have very little information on their toxicity and potential effects on the general population, particularly vulnerable subpopulations such as pregnant women and young children," said Ami Zota, who studies flame retardants and reproductive health at the University of California, San Francisco. She did not participate in the new research.

The scientists discovered one chemical in sofas that had never been reported before as a flame retardant.

"There is little to no information about the potential health effects of these new flame retardants in the peer-reviewed literature," said Heather Patisaul of North Carolina State University, who studies endocrine-disrupting chemicals but was not involved in the research.

A spokesperson from the American Chemistry Council, which represents flame retardant manufacturers, said ?this study confirms what we would expect to find: Furniture manufacturers use approved flame retardants to meet established fire safety standards, which help save lives. There is no data in this study that indicate that the levels of flame retardants found would cause any human health problems."

The use of flame retardants is traced to a California standard adopted in the 1970s, which mandates that foam used in furniture cushions must withstand a 12-second exposure to a small, open flame. Because the market in California is so large, much of the nation's furniture is manufactured with flame retardants to meet that standard.

The scientists tested 102 couches purchased between 1985 and 2010 in the first study that has examined flame retardants that have come onto the market since 2005. The foam samples were not randomly selected, so the results might not represent the United States as a whole, the authors said in their article published in the journal Environmental Science and Toxicology.

In all, 85 percent contained flame retardants. In tests of couches purchased over the past seven years, the chemicals were even more prevalent: 94 percent compared with 75 percent for those purchased between 1985 and 2004.

Tris, a suspected human carcinogen that was banned for use in baby pajamas in the 1970s, was the most prevalent compound in the couches; it was found in 41 percent.

The separate study from the Massachusetts-based Silent Spring Institute, published in the same journal, found two different mixtures of Tris in dust in each of the 16 California homes studied.

Source: http://rss.sciam.com/click.phdo?i=1ab711b1db23f7468a46b7c36f52c2dc

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Trade body urges Britain to leave pension tax alone

LONDON (Reuters) - Britain's government should not reduce the amount workers can pay tax-free into their pension because it would deter future generations from saving for their retirement, a UK pension trade body said on Saturday.

The National Association of Pension Funds (NAPF) has warned British finance minister George Osborne to leave pension tax alone ahead of his Autumn Statement next week, which outlines the government's plans for the economy.

Osborne is struggling to reduce the government's deficit amid sluggish growth and may reveal plans to raid the pension contributions of richer Britons in his address on December 5.

Workers can currently pay up to 50,000 pounds a year into their pension pots before it is taxed, but the NAPF believes the government wants to cut this back to 30,000 pounds a year.

The UK government slashed this annual allowance from 255,000 pounds to 50,000 pounds in April 2011.

"If the Chancellor (of the Exchequer) goes ahead, it's not just the rich who will be affected, but also middle earners," Joanne Segars, NAPF chief executive said in a statement.

The UK government has already increased the minimum retirement age and reduced benefits for new workers in a bid to ease the pressure on its finances.

Currently, millions of workers will be forced to work beyond retirement or increase the amount they are saving, the NAPF said on Thursday.

The government is considering a new type of pension scheme to encourage more people to save for retirement.

Meanwhile, the NAPF wants the government to make allowances for UK pension funds to help alleviate the impact on their coffers from repeated rounds of quantitative easing (QE) from the Bank of England.

Over the last three years, 375 billion pounds of QE has contributed to a sharp drop in the yield on British government gilts - a staple investment for pension funds - increasing workplace pension deficits by 90 billion pounds, the NAPF said.

The NAPF also wants the government to tweak mandates to allow pensions funds to invest in infrastructure more frequently, and to issue more long-dated and indexed-linked gilts to help pension funds reduce their deficits.

(Editing by Mark Potter)

Source: http://news.yahoo.com/trade-body-urges-britain-leave-pension-tax-alone-000231687--sector.html

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NewsDaily: EU to launch free trade negotiations with Japan: EU ...

EU to launch free trade negotiations with Japan: EU officials


Posted 2012/11/29 at 7:22 am EST

BRUSSELS, Nov. 29, 2012 (Reuters) ? EU trade ministers agreed on Thursday to start negotiations towards a free-trade agreement (FTA) with Japan, officials said, overcoming resistance from European carmakers who fear a deal might damage their industry.

"Commission has a mandate for Japan FTA negotiation," said one EU official in a text message. The agreement gives the European Commission, the EU executive, authority to negotiate with Japan on behalf of the 27 EU member states.

An EU-Japan FTA would bring together two trading partners responsible for a third of global economic output and could create 400,000 jobs in Europe alone. But the complexity of the negotiations means it could take several years to reach a deal.

France and Italy have been worried about the impact on their auto industries, and the deal was only reached after Paris was given safeguards to defend French carmakers against potentially strengthened competition from Japan, said another EU official.

The plan is part of an EU ambition to make up for stagnant European demand with potential free-trade pacts with major economies, including Canada and the United States.

Japan is the EU's third-largest trading partner after the United States and China, accounting for 150 billion euros a year in trade in goods and services.

(Reporting by Robin Emmott, writing by Sebastian Moffett,; editing by Philip Blenkinsop)

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Source: http://www.newsdaily.com/stories/bre8as0g4-us-eu-japan-trade/

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Thursday, November 29, 2012

New Nuclear Engine Could Power Deep-Space Exploration

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Source: http://www.labspaces.net/125554/New_Nuclear_Engine_Could_Power_Deep_Space_Exploration

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What are the benefits of eating fish | Health and Fitness Tips | Weight ...

Fish is a cuisine of the people on the table. In addition to delicious, you also know what are the benefits of eating fish?

The eating fish will make people smarter. The fish body is rich in DHA, in the human body is mainly exists in the brain, retina and nerve, DHA not only to maintain the normal function of the human retina, but also conducive to the development of human intelligence system. Therefore, more fish will make people become smart, oh.

Eating fish contribute to human development. Fish are rich in protein, the protein content per 500 grams of fish contained the equivalent of 600 g eggs or 850 grams of pork protein content. The rich protein carrier of life of people with balanced nutrition, regulate the water balance in the body, improve the immune system and other effects, can help children, child and adolescent growth and development. This is also when illness or physical wounds, one of the reasons we fish, because fish can also help the wounds had healed and healing.

Often eating fish can lower cholesterol. Most of the fat contained in the fish thing unsaturated fatty acids, easily digested, absorbed, and digestion and absorption of fatty acids in the blood can be combined with blood cholesterol, the cholesterol away from the blood vessels, which reduces cholesterol content , is conducive to good health.

Pregnant women eat fish benefits more. Medical studies have shown that women during pregnancy week fish, the risk of babies suffering from eczema will drop 43%. Therefore, pregnant women must eat more fish.

Eat fish lipid-lowering effect. Often eating fish can reduce blood lipids. Medical experiments show that, in the case of the same lipid levels, after a period of eating fish less often eat fish people can continue to reduce blood lipid levels, both lipids were also a difference of 40%.

Fish is easy to digest. Fish easily by the body to digest and absorb the soft structure of the protein in the fish muscle fiber structure is relatively short, the higher the moisture content, the absorption rate can be as high as 96%.

Often eating fish to retard aging, but also conducive to Ms. Beauty.In fish is nutritious, containing various nutrients needed by the body, often eating fish can delay aging, slow memory decline trend, Ms. face some help.

  • The main benefits of the baby eating fish
    To give your baby eating fish, baby's growth, mental development is helpful, in time to the baby eating fish to choose the right fish. 1, So that the bright eyes Fish contains taurine, inhibits th...
Tags: benefits of eating fish, benefits of fish, eating fish, effect of eating fish
This entry was posted on Thursday, November 29th, 2012 and is filed under Health Tips, Nutrition. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Source: http://www.hhtip.com/what-are-the-benefits-of-eating-fish/

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Hitman: Absolution Self-improvement Achievement | My Blog

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Wednesday, November 28, 2012

PST: How did Americans do in EPL this weekend?

How U.S. men in England?s Premier League performed Saturday and Sunday in Round 13:

Clint Dempsey, Tottenham Hotspur:?Duece made a big contribution to a worthy win at White Hart Lane. His little scoop pass to put Gareth Bale clean through for Spurs? second goal was truly wonderful stuff. And Dempsey?s added a quick little pass to help along possession on the home team?s third in a 3-1 victory over London rival West Ham.

Brad Friedel, Tottenham Hotspur:?Spurs boss Andre Villas-Boas went with French international Hugo Lloris for this one. It was a great week for Lloris (he was huge in a 0-0 draw against Lazio in a mid-week Europa League match), which makes it a less-than-great week for Friedel.

Tim Howard, Everton: A slow first half for the U.S. No. 1 got slightly busier in the second 45. Howard can?t be completely happy with the way he dealt with Sebastien Bassong?s stoppage time header. Hard to call it a gaffe (especially in an EPL round that had a couple of real doozies from other ?keepers) but perhaps he could have pushed the initial header away to preserve all three points. Otherwise, Howard was his usual steady self in the 1-1 draw at home with Norwich. His work included a solid stop on the goal line as Anthony Pilkington put a sturdy, 85th minute header on goal.

Brad Guzan, Aston Villa: Mostly unbothered in a drab 0-0 contest with Arsenal, the U.S. international did kick away an Aaron Ramsey shot with a swell foot save. No goals at home will not help the struggling side (still in the relegation zone), but Guzan certainly isn?t to blame for that.

Eric Lichaj, Aston Villa: Came in at left back for Villa but never looked comfortable, especially against a fresh Andrey Arshavin in the scoreless contest.

Geoff Cameron, Stoke City: The former Houston Dynamo man has mostly settled in at right back for Tony Pulis? men, but he was on the left Saturday for the Potters, who took all three points against mostly lifeless Fulham at the Britannia Stadium. His only nick was a second-half yellow card. Mid-table now (12th) is a good place for Stoke.

Maurice Edu, Stoke City: The U.S. international did not make Pulis? 18-man selection for Stoke.

Source: http://prosoccertalk.nbcsports.com/2012/11/25/americans-in-english-premier-league-weekend-report/related/

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A US-Mexico policy duet?

Mexico's President-elect Pe?a Nieto and Obama met yesterday and sang the same tune on many bilateral agenda items. Can their common goals survive their respective political systems?

By James Bosworth,?Guest blogger / November 28, 2012

President Barack Obama shakes hands with Mexico's President-elect Enrique Pena Nieto prior to their meeting in the Oval Office of the White House in Washington, Tuesday, Nov. 27.

Jacquelyn Martin/AP

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? A version of this post ran on the author's blog, bloggingsbyboz.com. The views expressed are the author's own.

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According to El Universal, President Obama started his meeting with President-elect Enrique Pe?a Nieto by saying, "Let's go beyond the security agenda. We want to prioritize the topics of infrastructure, trade, the Trans-Pacific Partnership, energy and immigration." That nicely lines up with the areas of focus that EPN and his team had set out.
?
Obama praised EPN's "ambitious reform agenda" and made it clear that his administration wants to see some of the proposed reforms passed because, "what happens in Mexico has an impact on our society."
?
Mexico's president-elect also echoed some White House talking points by emphasizing the importance both leaders have in creating jobs. He also fully supported Obama's position on comprehensive immigration reform and said Mexico would do its part to create a safe and modern border.

RELATED: Think you know Mexico? Take our quiz and find out!

Yesterday's meeting showed the two leaders starting the relationship off on the right foot, practically tripping over each other's talking points to agree on their agenda. That's a great sign, but this was an easy and fairly scripted meeting. Passing their common agenda through their respective political systems and implementing the policies successfully are going to be harder.

? James Bosworth is a freelance writer and consultant who runs Bloggings by Boz.

The Christian Science Monitor has assembled a diverse group of Latin America bloggers. Our guest bloggers are not employed or directed by the Monitor and the views expressed are the bloggers' own, as is responsibility for the content of their blogs. To contact us about a blogger, click here.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/6fWxzOWILyY/A-US-Mexico-policy-duet

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Washington State Declares War on Ocean Acidification

The state, a leading U.S. producer of farmed shellfish, has launched a $3.3-million, science-based plan to address this growing problem for the region and the globe


Dangerous Shellfish As leading producer of farmed shellfish in the US, Washington's industries are being adversely affected by ocean acidification. Image: Flickr/kestrana

Washington state, the leading US producer of farmed shellfish, today launched a 42-step plan to reduce ocean acidification. The initiative ? detailed in a report by a governor-appointed panel of scientists, policy-makers and shellfish industry representatives ? marks the first US state-funded effort to tackle ocean acidification, a growing problem for both the region and the globe.

The state governor Christine Gregoire,? says she will allocate $3.3 million to back the panel's priority recommendations.

?Washington is clearly in the lead with respect to ocean acidification,? says Jane Lubchenco, administrator of the US National Oceanic and Atmospheric Administration (NOAA).

As growing carbon dioxide gas emissions have dissolved into the world?s oceans, the average acidity of the waters has increased by 30% since 1750. Washington, which produces farmed oysters, clams and mussels, is particularly vulnerable to acidification, for two reasons: seasonal, wind-driven upwelling events bring low-pH waters from the deep ocean towards the shore, and land-based nutrient runoff from farming fuels algal growth, which also lowers pH.

As a result, the region is already experiencing levels of acidity three-fold greater than the global ocean average, with devastating impacts on the state?s US$270-million shellfish industry. Acidic waters are corrosive to many larval shellfish, and they reduce the amount of available carbonate, which some marine organisms need to form calcium carbonate shells or skeletons.

Sea-grass soak
The panel recommends creating of an "acidity" budget to account for natural and human-influenced sources of acidity; improved methods of forecasting corrosive conditions; and finding ways to use sea grasses to soak up carbon dioxide in shellfish hatcheries.

Improved monitoring will be crucial for better understanding acidification trends, its contributing factors and the biological responses of marine organisms. ?We lack real-time, high resolution data ? which is key because conditions are so variable,? says panel member George Waldbusser, a marine chemist at Oregon State University in Corvallis.

Sensors to measure pH and carbon dioxide abundance have so far been added to 17 existing observing systems nationally, says Dick Feely, a panel member and marine chemist with the NOAA Pacific Marine Environmental Laboratory in Seattle, Washington. The NOAA plans to have 60 such monitoring sites nationally in the next few decades. ?It?s an early warning system we?re trying to put together to help industry adapt to changing, sometimes severe, conditions,? says Feely.

The effort to find comprehensive, creative solutions regionally is impressive, says Scott Doney,?a marine chemist at the Woods Hole Oceanographic Institution in Massachusetts, who was not involved with the panel. ?It?s interesting how they tailored applied science to help aquaculture with a broader research agenda to understand the factors affecting the shellfish industry,? he says.

Despite the report?s regional focus, the authors clarify that the most urgent need is to reduce global carbon dioxide emissions. ?Reducing carbon emissions is crucial, but it?s not a problem that Washington alone can solve,? says panel co-chair Jay Manning, an environmental lawyer at Cascadia Law Group in Olympia, Washington, and former director of the Washington Department of Ecology.

Lubchenco emphasizes that the report highlights the need to formulate adaptation strategies to ocean acidification as well as the urgency to create a stronger momentum to reduce global carbon emissions. "We don't have the luxury of doing one or the other," she says. "We have to do both."

This article is reproduced with permission from the magazine Nature. The article was first published on November 27, 2012.

Source: http://rss.sciam.com/click.phdo?i=ebb8a11e013c05fd1916eaa07cdf13ae

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Tuesday, November 27, 2012

Matt Damon Explains Why He Won't Play Lance Armstrong

Lance Armstrong's life story seems destined for the big screen, but it won't star Matt Damon. The Bourne Identity actor was recently rumored to be playing the disgraced cycling champion in an upcoming biopic, based on Armstrong's teammate's 2012 memoir The Secret Race. But in an interview with MTV News, Damon said that his bike-racing days are behind him.

Source: http://www.ivillage.com/why-matt-damon-wont-play-lance-armstrong/1-a-504738?dst=iv%3AiVillage%3Awhy-matt-damon-wont-play-lance-armstrong-504738

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Looking Ahead | Fitness and Nutrition Classes and Challenges ...

bird watching pic Looking Ahead | Fitness and Nutrition Classes and ChallengesLet?s look ahead. Where do you see yourself in your fit life in the New Year?

Why wait? Let?s start planning now! The sooner you begin your planning, the sooner you can begin your action. As my holiday weight gain article explains, not having a plan can have very unhealthy consequences. Gaining 5-10 pounds before starting the work of taking it off is just?.well?unnecessary! No one wants you to deprive yourself over the holiday season. Let?s just not get CRAZY. You know what I mean. If someone bakes you cookies, have one. If you go to a party, have a glass of wine and try the torte. But trying the torte and having the whole torte are two different things!

So, today, decide to make simple choices that you can do today, that will bring you into the new year smoothly.

1. Plan your meals and snacks

2. Don?t get stuck hungry somewhere without a plan

3. Substitute one meal or snack every day with Shakeology. Why?

  • reduce cravings
  • add nutrition
  • reduce inflammation
  • increase energy
  • reduce blood sugar drops

4. Exercise for 30 minutes every day. At this time of year, that may mean getting up 30 minutes early or eating dinner 30 minutes late. But if you do it, you will reduce the chance of:

  • too much time sitting still during the day
  • sedentary snacking

?and increase your chance of:

  • burning calories
  • increasing metabolism
  • eating smarter
  • drinking more water

What do you see for yourself? Start here. Start Now.

Order your Challenge Pack (fitness program plus Shakeology home direct) by the end of the week (ending November 30), and choose:

1. a free hour of training from Carrie LIVE or via SKYPE

OR

2. a $25 gift card to the CarrieFit store!

What else can we choose? What classes and challenges are available?

Do you have a group you would like to help? What about organizing a Free Fit Club with CarrieFit, or a Corporate Fit Challenge with your office mates or colleagues? Would you like to learn about something new? Yoga? Pilates? Weight Lifting? Do Tell! I?m looking for

  • new challenges
  • new classes
  • new ideas
What?s your plan? Your idea? Your AHA? I?m glad to help. Put the ball in motion, my friend, and contact me today.
Look here for more fitness and nutrition specials from CarrieFit.
About Carrie Harper

Do you need help in fitness and nutrition? Start Now. ACE Certified Personal Trainer. ACE Certified Lifestyle and Weight Management Coach. Certified in Youth, Prenatal, and Postpartum fitness. Beachbody and Shakeology Coach.

November 27, 2012 @ 12:49 AM

Source: http://www.carriefit.com/fitness-nutrition/looking-ahead-fitness-and-nutrition-classes-and-challenges/

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Continuing Thanksgiving eruptions on the sun

Continuing Thanksgiving eruptions on the sun [ Back to EurekAlert! ] Public release date: 26-Nov-2012
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Contact: Susan Hendrix
Susan.m.hendrix@nasa.gov
301-286-7745
NASA/Goddard Space Flight Center

On Nov. 23, 2012, at 8:54 a.m. EST, the sun erupted with an Earth-directed coronal mass ejection or CME. Experimental NASA research models, based on observations from the Solar Terrestrial Relations Observatory (STEREO) and the ESA/NASA mission the Solar and Heliospheric Observatory, show that the Nov. 23 CME left the sun at speeds of 375 miles per second, which is a slow to average speed for CMEs. This is the third Earth-directed CME since Nov. 20.

Not to be confused with a solar flare, a CME is a solar phenomenon that can send solar particles into space and can reach Earth one to three days later. When Earth-directed, CMEs can cause a space weather phenomenon called a geomagnetic storm, which occurs when CMEs successfully connect up with the outside of the Earth's magnetic envelope, the magnetosphere, for an extended period of time. In the past, CMEs of this speed have not usually caused substantial geomagnetic storms. They have caused auroras near the poles but are unlikely to cause disruptions to electrical systems on Earth or interfere with GPS or satellite-based communications systems.

###

NOAA's Space Weather Prediction Center is the United States Government official source for space weather forecasts.


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Continuing Thanksgiving eruptions on the sun [ Back to EurekAlert! ] Public release date: 26-Nov-2012
[ | E-mail | Share Share ]

Contact: Susan Hendrix
Susan.m.hendrix@nasa.gov
301-286-7745
NASA/Goddard Space Flight Center

On Nov. 23, 2012, at 8:54 a.m. EST, the sun erupted with an Earth-directed coronal mass ejection or CME. Experimental NASA research models, based on observations from the Solar Terrestrial Relations Observatory (STEREO) and the ESA/NASA mission the Solar and Heliospheric Observatory, show that the Nov. 23 CME left the sun at speeds of 375 miles per second, which is a slow to average speed for CMEs. This is the third Earth-directed CME since Nov. 20.

Not to be confused with a solar flare, a CME is a solar phenomenon that can send solar particles into space and can reach Earth one to three days later. When Earth-directed, CMEs can cause a space weather phenomenon called a geomagnetic storm, which occurs when CMEs successfully connect up with the outside of the Earth's magnetic envelope, the magnetosphere, for an extended period of time. In the past, CMEs of this speed have not usually caused substantial geomagnetic storms. They have caused auroras near the poles but are unlikely to cause disruptions to electrical systems on Earth or interfere with GPS or satellite-based communications systems.

###

NOAA's Space Weather Prediction Center is the United States Government official source for space weather forecasts.


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Source: http://www.eurekalert.org/pub_releases/2012-11/nsfc-cte112612.php

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Before You Begin An Online Business You Need To Read This To ...

Starting a business on the Internet is really a great way to earn that extra money you need each month but can you handle it? The issue is people seem to think that it is quick and easy to start generating money online.

To explain this, we have to consider Blogging With John Chow. You have to find out if an online business is a good option for you. If time is scarce because of your current job or family obligations and you don?t have a couple hours each day to invest, this will not work out for you.

For those of you who know that it will take work and are willing to put in the time, putting up your own web based business could be very advantageous. If you?re still reading, we will explain how to get started.

The first thing you will need is your own website or blog. Even though it is possible to make money online without your own website, it will be easier both starting off and in the long run. By having your own web site, you can establish your reputation and the reputation of your product.

After you get your domain name and web hosting, you need to build a web site or blog and figure out the best possible ways to make money from it. You can use Adsense and place the adverts on your web site to start pulling some money almost immediately. If you really want to earn a huge amount of money with Adsense, you will have to figure out how to drive hundreds or thousands of people to your website daily. Another way to earn money from your website is to sign up as an affiliate of a product that is related to your website. Affiliate marketers can genuinely generate great money. Affiliate marketers can get up to 0 for each sale they generate, and in some instances even more. Doesn?t that sound nice? One fantastic place to get started in affiliate marketing is with a company named Commission Junction.

If you really wish to be successful, you will have to find ways to get people to check out your site. Without traffic, you won?t be successful. For web site traffic, you can always utilize PPC. Thus, each time someone clicks on a link that brings them to your web site, you have to pay. And when you are new to Internet marketing, this can actually add up fast if you don?t know what you?re doing.

But for those of you on a budget, there are no-cost traffic programs.

Hence, for folks who are ready to put in the time and understand that it may take a little time to start making money, then turning to the Internet in order to make extra money is actually a good idea.

Source: http://www.home-business-association.com/before-you-begin-an-online-business-you-need-to-read-this-to-find-out-if-it-really-is-for-you/

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Monday, November 26, 2012

Flexible, low-voltage circuits made using nanocrystals

ScienceDaily (Nov. 26, 2012) ? Electronic circuits are typically integrated in rigid silicon wafers, but flexibility opens up a wide range of applications. In a world where electronics are becoming more pervasive, flexibility is a highly desirable trait, but finding materials with the right mix of performance and manufacturing cost remains a challenge.

Now a team of researchers from the University of Pennsylvania has shown that nanoscale particles, or nanocrystals, of the semiconductor cadmium selenide can be "printed" or "coated" on flexible plastics to form high-performance electronics.

The research was led by David Kim, a doctoral student in the Department of Materials Science and Engineering in Penn's School of Engineering and Applied Science; Yuming Lai, a doctoral student in the Engineering School's Department of Electrical and Systems Engineering; and professor Cherie Kagan, who has appointments in both departments as well as in the School of Arts and Sciences' Department of Chemistry. Benjamin Diroll, a doctoral student in chemistry, and Penn Integrates Knowledge Professor Christopher Murray of Materials Science and of Chemistry also collaborated on the research.

Their work was published in the journal Nature Communications.

"We have a performance benchmark in amorphous silicon, which is the material that runs the display in your laptop, among other devices," Kagan said. "Here, we show that these cadmium selenide nanocrystal devices can move electrons 22 times faster than in amorphous silicon."

Besides speed, another advantage cadmium selenide nanocrystals have over amorphous silicon is the temperature at which they are deposited. Whereas amorphous silicon uses a process that operates at several hundred degrees, cadmium selenide nanocrystals can be deposited at room temperature and annealed at mild temperatures, opening up the possibility of using more flexible plastic foundations.

Another innovation that allowed the researchers to use flexible plastic was their choice of ligands, the chemical chains that extend from the nanocrystals' surfaces and helps facilitate conductivity as they are packed together into a film.

"There have been a lot of electron transport studies on cadmium selenide, but until recently we haven't been able to get good performance out of them," Kim said. "The new aspect of our research was that we used ligands that we can translate very easily onto the flexible plastic; other ligands are so caustic that the plastic actually melts."

Because the nanocrystals are dispersed in an ink-like liquid, multiple types of deposition techniques can be used to make circuits. In their study, the researchers used spincoating, where centrifugal force pulls a thin layer of the solution over a surface, but the nanocrystals could be applied through dipping, spraying or ink-jet printing as well.

On a flexible plastic sheet a bottom layer of electrodes was patterned using a shadow mask -- essentially a stencil -- to mark off one level of the circuit. The researchers then used the stencil to define small regions of conducting gold to make the electrical connections to upper levels that would form the circuit. An insulating aluminum oxide layer was introduced and a 30-nanometer layer of nanocrystals was coated from solution. Finally, electrodes on the top level were deposited through shadow masks to ultimately form the circuits.

"The more complex circuits are like buildings with multiple floors," Kagan said. "The gold acts like staircases that the electrons can use to travel between those floors."

Using this process, the researchers built three kinds of circuits to test the nanocrystals performance for circuit applications: an inverter, an amplifier and a ring oscillator.

"An inverter is the fundamental building block for more complex circuits," Lai said. "We can also show amplifiers, which amplify the signal amplitude in analog circuits, and ring oscillators, where 'on' and 'off' signals are properly propagating over multiple stages in digital circuits."

"And all of these circuits operate with a couple of volts," Kagan said. "If you want electronics for portable devices that are going to work with batteries, they have to operate at low voltage or they won't be useful."

With the combination of flexibility, relatively simple fabrication processes and low power requirements, these cadmium selenide nanocrystal circuits could pave the way for new kinds of devices and pervasive sensors, which could have biomedical or security applications.

"This research also opens up the possibility of using other kinds of nanocrystals, as we've shown the materials aspect is not a limitation any more," Kim said.

The research was supported by the U.S. Department of Energy and the National Science Foundation.

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Story Source:

The above story is reprinted from materials provided by University of Pennsylvania.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. David K. Kim, Yuming Lai, Benjamin T. Diroll, Christopher B. Murray, Cherie R. Kagan. Flexible and low-voltage integrated circuits constructed from high-performance nanocrystal transistors. Nature Communications, 2012; 3: 1216 DOI: 10.1038/ncomms2218

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/matter_energy/technology/~3/wKRa4PhyUKg/121126143001.htm

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The Legal Infrastructure of Business: Certified B Corp: An option ...

Investors often say, ?I don?t care what the company does as long as it makes me money?. However, there is a growing group of investors that don?t feel that way. They want to make a social or environmental impact with their investments. Until now, it has been difficult to find reliable information on a company?s overall impact on society. Certified B Corporations are looking to make this information more transparent and reliable.

What is a Certified B Corporation?

Social entrepreneurs have historically chosen between creating a non-profit and a for-profit entity to run their business. Non-profit structures limit scalability because they don?t allow direct distribution of profits to shareholders, while choosing a for-profit structure means focus solely on financial performance of its shareholders.

B Corporations construct a different framework that allows free market investment for socially conscious companies and ensures they consider the impact to financial, social and environmental issues on its business. Critically, B Corporations must be certified by independent evaluators to meet established standards. There are no tax benefits as a result of this legal structure, but the movement is gaining increased visibility. It is now a law in 12 states, including Illinois, which passed in August 2012.

Why become a B Corporation?

The B Corporation concept was kick started by B Lab, a non-profit that defines the standards and monitors Certified B Corps, and was co-founded by Jay Cohen Gilbert, a former CEO of AND 1, Bart Houlahan, former CFO and COO of AND 1, and Andrew Kessoy, a partner in a private equity firm. They believe that it is necessary to evolve capitalism to encompass more than just fiduciary duties to shareholders. While the free market has done remarkably well focusing solely on profits, businesses of the future needs to consider more than just the financial impacts of their decisions to create a sustainable society.

Without legal definitions and standards of conduct with third party certification, there is not much meat on the bone of any company claiming to be ?green? or ?sustainable?.? It can just be good marketing campaigns but little tangible benefit. ?Being a Certified B Corp means that the company has been measured against a consistent definition and the results are disclosed online.

Being a C-corp limits the ability to decide business priorities. For example, Delaware law has ruled in the 2011 case of Ebay v Craigslist that C Corps only have one focus ? to maximize shareholder value. If a company wishes to consider other aspects of the decision, either social or environmental, they could be held liable for not focusing on shareholder wealth.

How to become a B Corp?

There are two criteria to become a B Corp. First, there is a language change to its Articles of Incorporation that must be made to create the triple bottom line in the corporation. The language consists of an expanded definition of ?best interests of the company? that includes financial, social and environmental impact and indicates that any director of the corporation needs to consider and act in the best interest of the company.

?Second, the company must take an annual assessment that is audited by an independent, non-profit B Lab. The critical difference here is that the certification to these standards helps give consumers? piece of mind that this is not just a marketing scheme. To ensure truthful reporting, approximately 10% of businesses are randomly selected for auditing each year.

The assessment covers 5 main topics:

  • Accountability ? measures the corporate mission, governance and transparency
  • Employees ?relationship with employees through measuring comp & benefits, training, and the work environment including corporate culture and health and safety practices
  • Consumers ? relationship with consumers through measuring whether the product is designed to solve a social or environmental issue, and whether products are available to underserved communities
  • Community ? relationship with community by measuring participation with local suppliers, activeness in the community through donations and/or outreach events
  • Environment ? relationship with environment through measuring impact on facilities, materials, emissions, and energy use

Pricing is on a sliding scale based on revenue. From $0-2M annual revenue, the annual dues are $500. This annual fee increases up to $25,000 for companies with an annual revenue of $100M+. These prices go to the non-profit B Lab to create awareness for the brand and momentum in the market place.

Growing momentum

Illinois just passed the B Corporation legislation in August 2012, and twelve Chicago companies are already registered on B Lab?s directory including Rockstar CPA and MightyBytes website design company. Fourteen more states have pending legislation. Ben and Jerry?s, Patagonia, and Etsy are some high profile entities that have already aligned with this business structure.

Etsy, an online marketplace for handmade crafts, barely exceeded the required 80 points out of 200 to gain certification. They held an all employee day for brainstorming how they could improve their score. The day resulting in a lot of ideas and engaged employees excited to make an impact on their environment and communities. ?

Ben and Jerry?s was certified as a B Corp in 2012 and was the first subsidiary of a major corporation to achieve this status. Unilever is the parent company but because it has a separate board for Ben and Jerry?s it was able to get certified. The company believes that business can be a positive force for social and environmental good and this certification helps to strengthen that vision.

Long term viability

Currently there are no tax benefits for becoming a certified B Corporation, but the founders of B lab think that by creating standards and a consistent way to differentiate businesses that it creates the foundation to make that a possibility in the long term.

What do you think? Would you like to be employed by a Certified B Corporation or as an entrepreneur would you set up a Certified B corporation? The solution is voluntary and in the free market, and creates a differentiator in the market place. Do you think this is a fad or the start of an evolution?

http://online.wsj.com/article/SB10001424052970203413304577088604063391944.html

http://www.youtube.com/watch?v=mGnz-w9p5FU

http://www.slideshare.net/timothyfrick/b-corps101

http://blogs.hbr.org/cs/2012/11/etsys_hackathon_for_good.html

http://valleycurrent.blogspot.com/2010/10/ebay-v-craigslist-limits-to-maintaining.html

http://bcorp.nonprofitsoapbox.com/storage/documents/bcorps/ben_n_jerry/ben_and_jerry_interview.pdf

?

Source: http://picker.typepad.com/legalinfrastructure/2012/11/certified-b-corp-an-option-when-financial-profits-arent-your-only-bottom-line.html

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Sunday, November 25, 2012

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There's an important lawful big difference from the gift as well as a loan. A really nice relative or good friend could give you $5000 with regard to car repairs, as an example. In case there is no expectation of repayment, the money may very well be a gift. The particular provider could not file suit for payment later on inside a municipal fit. When the credit supplier designates the cash like a bank loan as well as the customer pays back a buck, the amount of money may very well be a legitimate loan as well as the loan provider could demand repayment anytime. Small statements courts spend a lot of period identifying whether the transaction including money will be a gift or loan. For that reason documents is important when designing personal financial loans to buddies or even relatives.

The needs for getting that loan are pretty straight forward. If you're employed, having a month-to-month profits of $800 or higher, and also a checking account, you satisfy the fundamental requirements. Some loan companies within our network may have extra needs.

Money financial products are usually unsecured financial loans eliminated upon the next salary. Because they're short-term lending products, they could be little; varying from $100 to $1500 and also payment arrives in the next payday. They could be very useful regarding overcoming a quick financial emergency, yet really should not be regarded as the long-term financial option.

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Most loan programs tend to be addressed by finance institutions or another expert loan companies. They may make use of a variety of criteria to determine if the potential consumer is actually skilled for a financial loan. Previous credit score is virtually usually regarded as, together with existing revenue and also assets. The goal of the money may also be a great issue-a established expense possibility could have more appeal as compared to a good misguided idea for any new eating place. One essential consideration could be the profits in order to debt percentage in the client. Can the customer manage to spend the money for bank loan back with interest? Professional loan providers generally 'sell' income, so consumers must be aware simply how much funding really 'costs' in relation to real money.

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Source: http://belylotos.livejournal.com/411957.html

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Saturday, November 24, 2012

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Source: http://www.naijaguardianjobs.com/2012/11/carbon-credit-network-can-stop-your.html

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Friday, November 23, 2012

CHINA MONEY-China creates taxation income a financial process tool

Thu Nov 22, 2012 1:01am EST

* Sharp enlargement of mercantile deposits over past decade

* Such deposits can be used by regulators to inject money

* Cash injections in late 2012 to strech record level

* PBOC might not need to cut RRR for rest of year

By Lu Jianxin and Pete Sweeney

SHANGHAI, Nov 22 (Reuters) ? Government revenues deposited
in Chinese blurb banks have grown so vast that regulators
have been means to use them as a financial process tool, increasing
the pointing with that Beijing can conduct growth.

By sensibly auctioning supervision deposits and by
directly redistributing income lifted from taxes and fees to
companies and supervision departments, a Ministry of Finance
(MOF) is now means to use supervision assets to influence
short-term appropriation costs in a wider economy.

This means that marketplace players who guard a central
bank?s open marketplace operations for clues as to a instruction of
monetary process contingency keep another eye on a cycle of funds
moving in and out of accounts tranquil by a MOF.

?Fiscal deposits have spin a vital cause to change the
central bank?s financial process as good as income markets,? pronounced a
senior merchant during a Chinese state-owned bank in Beijing.

?In months when a marketplace is brief of liquidity, the
ministry can also use supervision deposition auctions to assistance the
central bank boost income supply. In this sense, mercantile deposits
are indeed being used as a financial apparatus as well.?

THE WAY IT WORKS

Chinese companies and other institutions, that compensate taxes
and fees to a MOF and a internal offices, contingency deposition these
payments into accounts during designated blurb banks in the
form of mercantile deposits. Such deposits can?t be used by
commercial banks and play no purpose in financial policy.

However, 3 times per month, a blurb banks hand
over all of these deposits to a People?s Bank of China (PBOC),
where they spin partial of a PBOC?s financial base. This base
money can be possibly defended in times of additional liquidity, or
pushed behind into a complement in a form of MOF spending, deposit
auctions and refunds on taxation overpayments.

A diminution in mercantile deposits on blurb banks? balance
sheets therefore implies some-more income has been handed over to the
state and is now accessible for income injection.

On months when mercantile deposits drop, a PBOC customarily has
less need to inject short-term income into a complement in a form
of retreat repurchase agreements, given income is entering the
system by channels tranquil by a MOF.

There are transparent anniversary characteristics to a upsurge of
funds.

In December, for example, a MOF typically injects large
amounts of income in a form of taxation refunds, subsidies to
government institutions and income transfers to companies in
pillar industries.

Deposits also tend to diminution in March, June, September,
and November, while other months customarily uncover net fiscal
deposits increasing, tightening income supply in a banking
system.

RECORD INJECTION

An bargain of a MOF?s position on any given month
can be simply subsequent from monthly information on blurb banks?
end-month mercantile deposits published by a PBOC.

The method accessible a mercantile over-abundance of 829.6 billion yuan
($133.2 billion) in a initial 10 months of 2012, and is set to
generate some-more over-abundance in a final dual months.

A Reuters research of a information shows that a MOF is likely
to siphon a record high 1.6 trillion yuan into a complement in the
last dual months of this year. Data suggests it injected slightly
lesser amounts during a same duration given 2008, compared to
under 580 billion yuan in 2007 and reduction than 220 billion yuan in
2002 during a same period.

The supervision has designed to record an altogether budgetary
deficit of 800 billion yuan for 2012, implying that a entirety
of a mercantile over-abundance will be plowed behind into a economy,
supplemented by additional necessity spending.

THE AUCTION MECHANISM

The impact of supervision spending on subsidies, refunds and
transfers is formidable to magnitude precisely, though a auction of
deposits combined by supervision revenues is easier to manage.

Such deposits are auctioned for specific durations of time -
usually between 3 and 6 months ? definition regulators and
money marketplace participants can design how prolonged a income will
be in a system.

This year?s auction volume for such deposits is equivalent
to around half of a sum volume of open marketplace operations
conducted by a executive bank, injecting a record 690 billion
yuan into blurb banks so distant this year, adult from 450 billion
yuan in 2011 and 170 billion yuan in 2008.

This means that even as a PBOC has mutated its
open-market operations to concentration roughly exclusively on a usage
of retreat repos with tenors of reduction than one month to manage
the interbank income supply, it has a massive
pool of accessible deposits to tumble behind on if necessary.

The coherence this toolset provides China?s economic
managers has authorised them to conflict calls to revoke a reserve
requirement ratio (RRR) during blurb banks for a third time
this year, even as world?s second-largest economy slowed to its
slowest in 3 years in a third quarter.

This in spin authorised regulators to continue to fight
inflation ? that regulators fear would be aggravated by another
RRR cut given such cuts inject income into a complement that
cannot simply be pulled behind out ? but formulating a liquidity
crisis.

As a result, traders pronounced that short-term income rates for
the benchmark seven-day bond repurchase rate have
remained in gentle domain around or subsequent 3 percent even
as a executive bank has authorised income to empty from a system
through open marketplace operations for a final 3 weeks.

Traders design rates to sojourn fast or even diminution in
most partial of December.

Although 2013?s bill will not be motionless until subsequent March,
if China?s economy continues to recover, mercantile revenues will
likely arise further, giving a Ministry of Finance even more
firepower to change rates.
($1 = 6.2302 Chinese yuan)

(Editing by Kim Coghill)

Article source: http://www.reuters.com/article/2012/11/22/markets-china-debt-idUSL4N0920TO20121122

Source: http://thecashcollector.com/china-money-china-makes-tax-revenue-a-monetary-policy-tool/?utm_source=rss&utm_medium=rss&utm_campaign=china-money-china-makes-tax-revenue-a-monetary-policy-tool

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Source: http://ycisutedoven.wordpress.com/2012/11/23/china-money-china-creates-taxation-income-a-financial-process-tool/

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Shopping And Product Reviews: Collectible Jewellery Short Article ...

You can visit these web stores by making a refine read through famous engines like google like Yahoo, Google, Bing, Mozilla, Firefox etc. With a great deal variety in jewelry and a great deal to shop prior to the wedding, it?s but natural that brides is going to be excited for that day. So should you be trying to generate a suit, this could be the location to become. In fact, there?s no dearth of shopping avenues in the vicinities of Delhi that also includes places like Old Delhi bazaar, various emporiums and also other places as well. Pet cremation Ashes pendant lets one not only to observe your dog but to win it in a very rare and dynamic plan which fits your memories, along with your sense of fashion. Whatever you determine to do with your old gold, you will know that it served a reason other than just putting some spare turn into your pocket. eLuxury Website Those people that prefer to get jewelry like a gift also would rather get religious jewelry like Islamic jewelry.

Don?t let a single dealer convince you that their price may be the best without taking a peek elsewhere. louis vuitton damier neverfull One of the most added stars of your shopping website are its rave reviews. com is undoubtedly an Online shopping stow which offers designer products below four diverse shopping lists that include: Type, Beauty, High quality Fashion in addition to Fun The right gifts. In order to find the best inexpensive jewelry online, you need to remain up to date with all the latest trends. While planning your St Lucia vacation holidays you can include this place. In they same manner, they?ve got distinct narratives, symbols and traditions. Personalized jewelry gift may be the one that this recipient is likely to treasure for years.

You should clean your gold jewelry with mild cleansers and warm water. What is much more, they can promise to not offer your beads to others. Consider those that provide extra services like jewellery cleaning and repairs. For the one, who loves to wear elegant along with trendy jewellery they?ve got exciting pearl and gemstone strings along with embossed metal jewellery in the traditional South Indian style. If financial resources are needed immediately, a fair and quick loan will be the better answer. You also can see the designs of these jewelry items through internet as the jewelry stores in Texas are experiencing their own websites. Hermes 35cm Birkin Bags As mentioned, some thrift shop employees find out more about jewelry, and definately will price some pieces too high for you to sell and make up a profit.

If she gets pierced ears, a set of earrings are perfect given that they are likely to fit. Water is commonly enough to clean most varieties of jewelry and precious stones. If you happen to be using sumptuous beads with a lots of detail, too many fancy dips and curls with all the wire will overpower the eye. Jewelry shops: another place to sell jewelry is via jewelry shops. They are manufactured from non-precious natural flagstones, metals having an earthy appears of your gypsy or perhaps tribal ethnic culture. If the whole range of the models for that brand of watches you need to invest in usually are not available at the Stratford watch store you?d probably rather go to London, if you?ve to. ) What may be the personal style statement that you need to communicate on your own wedding day.

Spreading products now instantly approach right to gi mildew these varieties of resources while other metals, jackets, as well as resins, making it possible for perhaps even advanced necklaces types being constructed using rate and in addition uniformity. It is really a fabulous chance to be capable of do this since every nation has unique styles along with special fashions that we use a tendency to all desire to be considered a part of. Shopping for jewelries, finishing touches and trinkets from your wide various designs, and price range is no exception with online shopping. The olden days of silver as a lesser metal than gold are over. Have you usually wanted a jewelry box filled up with handmade jewelry nevertheless, you weren?t sure the way to get it. With special occasions fast approaching, it?s time to get started on thinking about one of the most popular gifts to give for the woman in your life. t recommend utilizing a toothbrush, but if you?ve too, make sure it may be the softest you can find.

Article Creator: Margeret W.Q. Peters

Comments are disabled for this post.

Source: http://www.chicagoweddingphotographer.biz/shopping-and-product-reviews-collectible-jewellery-short-article/

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Thursday, November 22, 2012

Research Suggests Apes and Humans Separated By a Single Gene

The article is crock. Scientists didn't pretend that "all the difference humans and apes comes down to a single gene", they stated that they discovered a new brain gene that is unique to humans.and they are hopeful to find more of the same to help explain what makes us who we are.

They don''t even say that this gene was the "first" and sprang all the others. All they are saying is that it played a significant role in human evolution, and that it appeared from junk DNA after humans evolved from apes.

Being unique to humans, and being the one and only single difference between humans and apes, are two different things. One is a scientific statement and the other is typical media sensationalist drivel.

Source: http://rss.slashdot.org/~r/Slashdot/slashdotScience/~3/Q4zt4fSmJjs/story01.htm

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Spend summer deckside with the right boat loan - Natloans

Cruiser, trailer even jet ski. Dealership, auction or private vendor. The right boat loan gives you freedom to sail your way into summer. Has finance has been sinking the sun on your boat ownership dreams? It is easier than you think to seize summer days on deck your own craft. There is a boat loan to match your needs, lifestyle and dream vessel. So you can clinch that boat with minimal outlay, affordable repayments and no risk of landing on the financial rocks.

Boats are a big investment. Yet the lifestyle, entertainment and leisure options they offer are the ultimate pay off. You?ll likely be surprised at how easy it is to float into boat ownership. All you need is the right financial mooring. And experienced boat loan specialists, Natloans know just what solution you need.

Natloans unique individualised service has earned them National awards, premium Australian lender networks and influential market position. Expect Natloans to work on your behalf to secure your best fit boat loan. With absolute professionalism independence, these boat finance brokers are free to source through any lender they like. So the boat loan solution you?re presented with offers top rates, terms and structure for you.

Your Natloans boat loan keeps your financial moorings secure with added benefits like:

  • Top Australian interest rates from as little as 8.49%
  • Optimum cost efficiency with zero monthly fees or additional repayment penalties
  • Fixed boat loan rates and repayments for budgeting ease
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Speed safely towards your personalised bike loan

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Source: http://www.natloans.com.au/blog/boat-loans-boat-finance/spend-summer-deckside-with-the-right-boat-loan/00353

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Happy Thanksgiving with a Green Bean Casserole! ? Surviving ...

by Kimberly on November 22, 2012

Happy Thanksgiving to you and your family?.Jennie and I are SO thankful for you, our readers, friends and supporters. :) We hope you have a wonderful day today with your family!

We will be heading over to my parents today to spend the day with family and RELAX. My dad has gotten a smoked turkey this year which is a little different for us so that should be interesting. I also made my mom get a regular turkey to roast because I?m all about tradition (and drive most of my family crazy about it).

Speaking of tradition, I offered to make and bring a green bean casserole today. The only problem is that I HATE the traditional recipe of gbc. I can?t stand the cream of mushroom soup and soggy canned green beans. So this year, I have been on a mission to find a home made recipe that is delicious and will give us the same flavors as the original green bean casserole recipe.

I found The Best Ever Green Bean Casserole recipe and gave it a shot and although I did made a few changes and added Wildtree?s Rancher Steak Rub to it (I add this to everything savory that I cook?literally.) the taste test was so far a success! I also made it with Onion Crunch for the topping and it is SO yummy, definitely a must try recipe! LOEB?S ONION CRUNCH? is a crispy, fried onion topping made from onions that are naturally low in carbs, low in sodium with no cholesterol and 0 grams of trans fat. Made from 100% real onions they are a great addition to your favorite foods and recipes! If you haven?t tried Onion Crunch before, you should definitely give them a try?I am hooked!


Wednesday, November 21, 2012

Finance ministers try to reach political accord on badly needed loan ...

BRUSSELS ? European Union officials will make a fresh try Tuesday to reaching a?

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BRUSSELS ? European Union officials will make a fresh try Tuesday to reaching a political accord on desperately needed bailout loans to Greece ? an agreement that eluded them last week.

The discussion, in Brussels, will centre on a ?31.5 billion ($40.2 billion) loan. But when previously frozen aid is considered along with further aid scheduled to be disbursed later this year, the total could reach ?44 billion ($56.15 billion), said a spokesman for eurogroup head Jean-Claude Juncker.

Finance ministers from the 17 EU countries that use the euro will try to hammer out an agreement on the conditions attached to the aid, but they will not be able to give final approval. Parliaments in some of the countries must first vote, after which the ministers will meet again on the issue.

Source: http://www2.macleans.ca/2012/11/20/finance-ministers-try-to-reach-political-accord-on-badly-needed-loan-to-greece/

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How much is your personal injury claim worth ...

Guest post taking a look through the different types of personal injury claims and the compensation available.

In the UK, hundreds of thousands of accidents take place every year where people sustain injuries that were not their fault. If you or your family member have suffered from an accident or injury and were not to blame, you could be entitled to compensation.

To find out how much your personal injury claim is worth, you should get in contact with a personal injury solicitor. The legal team will be able to handle your claim, ensuring that you get the right level of compensation.

The settlement you achieve will usually depend on the severity of your personal injury. A claim involving paralysis, brain injury or sight is typically higher due to the dramatic effect that such injuries can have on the victim?s quality of life.

Of course, a personal injury can have various degrees of severity. Therefore, the compensation available will differ dramatically depending on its seriousness. For example, chest injuries can vary from total removal of a lung to fractured ribs. The more severe claims are likely to receive a higher level of compensation as the damage would have a significant impact on a person?s work and professional life.

Also, personal injury compensation can depend on individual circumstances. If you have suffered from a loss of earnings as a result of your accident, you are likely to receive a higher settlement. Also, medical treatment, care and services or post traumatic stress can influence your claim for damages. Meanwhile, age and gender can play a part in the process, affecting the amount of compensation you receive.

To find out more about how much your personal injury claim is worth, it is vital that you contact a personal injury solicitor. As your financial settlement is subject to a number of circumstances, they will be able to talk you through your claim, advise on the best course of action and provide legal and medical support so that you receive the right level of compensation.

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Source: http://www.personalinjuryclaimsblawg.com/personal-injury-lawyers-2/how-much-is-your-personal-injury-claim-worth

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